Are you wondering what therapy actually costs, or whether your insurance will cover it? You're not alone — figuring out the financial side of therapy can feel just as confusing as deciding to start in the first place. Here's a clear breakdown of your options, so you can make the choice that works best for you.
Private Pay
Working with me directly, outside of insurance, gives us the most flexibility. There's no diagnosis required for reimbursement, no session limits set by an insurance company, and no one but the two of us deciding what your care should look like.
- Individual Sessions: $190 per session
- Couples Sessions: $190 per session
- Payment accepted: Visa, Mastercard, Discover, PayPal, and Venmo
If you have out-of-network benefits, I'm happy to provide you with a superbill you can submit to your insurance company for possible reimbursement. Every plan is different, so I'd recommend calling your insurance provider directly to ask about your out-of-network mental health benefits before we begin.
Using Insurance Through Headway
If you'd prefer to use your in-network insurance benefits, I also see clients through Headway, which currently accepts:
- Aetna
- Anthem Blue Cross Blue Shield
- Carelon Behavioral Health
- Cigna
Headway handles verifying your benefits and billing your insurance directly, so you'll know your estimated cost before your first session. You can book with me through Headway to get started using your insurance.
Which Option Is Right for You?
Both paths lead to the same care — the difference is really about privacy, flexibility, and cost.
- Choose private pay if you want full control over your treatment without insurance company involvement, or if your insurance isn't accepted through Headway
- Choose Headway if you'd like to use your insurance benefits and reduce your out-of-pocket cost
If you're not sure which makes sense for your situation, reach out and I'm happy to help you think it through.
Good Faith Estimate
Under federal law, healthcare providers must give patients who don't have insurance, or who are not using insurance, an estimate of expected charges for services. If you are paying privately, you have the right to receive a Good Faith Estimate in writing before your first session, and any time your care needs change. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
Questions About Cost?
Money shouldn't be a barrier to getting support. If you have questions about rates, insurance, or what to expect financially, reach out — I'm glad to talk it through before you commit to anything.